COMMON LOANS

We have more Advanced Loan Products.
Here are the Common Loans:
1/ Conventional Loans can be Fixed interest rate for any number of years, or a Temporary Buydown Loan, or
2/ Conventional ARM Loans (adjustable-rate mortgage).
3/ Freddie Mac Borrow Smarts have Down Payment Helps of $1,250 or $2,500.
4/ Home Possible is another Freddie Mac product for borrowers who meet certain Income Limits.
5/ HomeReady Fixed is a Fannie Mae product for borrowers with certain Income Limits.
6/ Bank Statement loans are for people using 12 months or more personal or business bank statements.
7/ Investor Flex loans are for Investors who use the Debt Ratio of an Investment.
 
8/ Prime Jumbo Fixed loans are for the Higher home value Markets. Loans up to $3 million.
9/ Prime Jumbo ARM loans (adjustable-rate mortgage) are up to $3 million.
 
10/ FHA 1-4 Unit & Condo loans.
11/ HELOC loans. 

Conforming Loans

Loans within Loan Limits have the lowest IRs (interest rates). 
Above the Limits are Hight Balance Loans, their IRs are higher. 
Jumbo Loans have the highest IRs. 
 (Click the following link, zoom in and out over the US map, hover your pointer to a county in California to see it's Loan Limits):
 (Click the following links for more Loan Information):