We have many Home Loan Programs.
For buyers who have limited down payment, you could use the 3% down and borrow 97% loan program. Click on this gold link to see 3% down program:
Click ==> 3%-Down-Buy-a-House
For buyers who want to buy expensive, high value properties, you may want to use our 5% Down, Jumbo Home Loan Programs. Minimum FICO score is 720.
Ask us about this
5%-Down,
Jumbo-Home-Loan-Programs
Some 3% Down Examples
Assume 4% Interest Rate
- For a $250K
home, you put down $7.5K, borrow 97% of the
purchase price or $242.5K.
(Monthly PITI payments is
about $1.2K. This requires $2.8K income a month.)
- For a $375K
home, you put down $11.1K, borrow 97% of the purchase price or $363.75K.
(Monthly
PITI payments is about $1.7K. This requires $4K income a month.)
- For a $499K
home, you put down $15K, borrow 97% of the purchase price or $484.3K.
(Monthly
PITI payments is about $2.3K. This requires $5.4K income a month.)
When you Buy a home with Financing, you need to have
a Loan Pre-Approval Letter from a
strong lender. You can fill out a Loan
Application and run a Credit Report to see if you qualify for the Letter.
Fill out your Loan Application
online securely here:
* 50% Commission Rebate *
If you buy an Open House Home (without me showing you any home) or a New Home through me,
I will credit 50% of my Commission to you.
To get my 50% commission rebate for a New Home, you need to bring me to the New Home Sales Office first.
For a re-sale home, I will do a CMA, Comparative Market Analysis and show you Current Market Value of the Home, negotiate the price & terms and write an offer for you.
Who are we at Realtheon and why select us
General Info
Click Home Buyer's General Info for general buyer's information.
Click How Much Home Can I Afford ? to see what you can afford.
Click Home Buying Info US HUD info from the US. Dept. of Housing and Urban Development.
Click How Much Home Can I Afford ? to see what you can afford.
Click Home Buying Info US HUD info from the US. Dept. of Housing and Urban Development.
Advisory for Home Buyers
Click REO Advisory for real estate owned, or bank owned home sale advisory.
Click Short Sale Information and Advisory short sale information and advisory.
Click Short Sale Information and Advisory short sale information and advisory.
Click Home Inspection Advisory for home buyer's inspection advisory.
For Townhouses, Condominiums:
Click HOA Information Request to request homeowner-association-information.
Tips for Home Buyers
Click Home Buyer's Tips for basic tips on a home buying process.
Local Info
Click School & Community Information to see local school & community information.
Tips for Home Buyers
Click Home Buyer's Tips for basic tips on a home buying process.
Local Info
Click School & Community Information to see local school & community information.
Click CalTrain to see CalTrain (San Francisco, San Mateo and Santa Clara counties) transporttion information.
Click Local Market Update to find out the current San Jose real estate market. (You may want to change to a city name different from San Jose).
Call/Text 408-835-8811 for more information. Or
